The FasterFreedom Show Podcast

Hours of trends, tips and strategies from some of the world’s best Real Estate minds.
November 12, 2025

Are 50-Year Mortgages A Lifeline or Long-Term Traps?

In this episode of The FasterFreedom Show , Sam and Lucas dig into a topic that's been popping up all over the news lately—50-year mortgages . They break down how we got here, from the early days of short-term, 5–10 year mortgages to the 30-year mortgage becoming the standard in the U.S., and why policymakers and lenders are now floating the idea of stretching that timeline even further. They unpack what a 50-year mortgage actually means for monthly payments, affordability, and long-term wealth building—plus the pros, cons, and who this type of loan could realistically help (and who it could hurt). If you’re trying to understand how rising rates and affordability challenges are reshaping the housing market, this discussion is going to give you clarity. Then, the guys zoom out to talk about what extended mortgage terms signal about the broader real estate economy, where the market could be headed next, and how investors should think strategically in a world where the rules continue to shift. They also take a few minutes to react to the NFL & NBA seasons so far—breaking down surprises, disappointments, and what storylines are worth paying attention to. From mortgage mechanics to the future of homeownership, this episode blends history, practicality, and the transparent real estate talk you’ve come to expect from the show. FasterFreedom Capital Connection: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fasterfreedomcapital.com⁠ Free Rental Investment Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://freerentalwebinar.com
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WHAT’s IN THIS EPISODE?

Meet the Founder of FasterFreedom

I founded FasterFreedom to teach people just like me to take ownership of their freedom. There is a reason why real estate creates 90% of millionaires in this country.

It's an incredible vehicle for leverage, cash flow, appreciation and the sheer practicality of it… Everyone (and I mean everyone) has the opportunity to benefit from Real Estate.

Real Estate can be overwhelming at times which is part of the reason why we don’t see more people taking advantage of the incredible wealth creating opportunities it provides.

I launched FasterFreedom to do just that… we provide the foundation and grooved path for individuals wanting to achieve freedom and financial independence through Real Estate Investing.

I pride myself in practicing what I preach, meaning all of my lessons and tips are constantly updated and based on the real investing that I do right now- so you only learn what works and not through theory or outdated practices!

Over $350 million owned by students and coaches!

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The FasterFreedom Show podcast is an independent podcast that has gained over 350 5-star reviews. Our viewers are normally middle aged Americans that are looking for something more and see Real Estate Investing as a way to have more time, freedom and happiness. Special guests on the podcast usually see an increase in sales for their programs as well as the publicity on the podcast itself.

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